Publications

Jun 15 Protection gaps in healthcare: A global view 0

Dr. Kai-Uwe Schanz of Dr. Schanz, Alms & Company explains why protection gaps in healthcare are particularly difficult to quantify – and ventures to gauge the size of the shortfall.

May 11 Understanding and addressing global insurance protection gaps 0

Dr Kai-Uwe Schanz of The Geneva Association offers an updated quantification of protection gaps in the areas of Nat CAT, cyber, healthcare and pension risk. Risk exposures, driven by digitisation, urbanisation and climate change, as well as value accumulation and concentration, tend to outgrow insurance premiums, leaving individuals, households, firms and the public sector alike underinsured.

May 04 Disruption in insurance – The tale of the naked emperor 0

Dr Kai-Uwe Schanz of Dr. Schanz, Alms & Company cautions against the disruption debate raging across the global insurance landscape taking on a life of its own. Time to pause, recap a few facts and question a few things.

Apr 04 Maintaining insurers’ relevance in the digital age 0

In his contribution to the March edition of Middle East Insurance Review, Dr Kai-Uwe Schanz of Dr. Schanz, Alms & Company argues that in order to maintain its relevance the insurance industry must come to grips with cyber risk.

Dec 15 Insurance view of Nobel Economics Prize 0

Behavioural economics can be harnessed by regulators and insurers to “nudge” customers towards making better buying decisions, argues Dr. Kai-Uwe Schanz of Dr. Schanz, Alms & Company.

Dec 01 What insurance executives expect from the ASEAN Economic Community (AEC) 0

The following article is based on the recently launched ASEAN Insurance Pulse 2017, prepared by Dr Schanz, Alms & Company and exclusively sponsored by Malaysian Re. Based on in-depth interviews with executives from 35 companies and organisations from 8 different ASEAN countries, Dr Kai-Uwe Schanz of Dr Schanz, Alms & Company and Mr Wan Murezani Wan Mohamad from MNRB Holdings Berhad, summarise the insurance-specific opportunities and challenges anticipated from AEC.

Nov 01 Technology and talent can transform FAIR-Land 0

The 25th FAIR Conference in Bahrain lists innovative use of technology and development of talent as insurance industry’s top priorities in battling emerging risks.

Oct 30 The current state and near-term prospects for ASEAN non-life insurance markets 0

The following article is based on the recently launched ASEAN Insurance Pulse 2017, prepared by Dr. Schanz, Alms & Company and exclusively sponsored by Malaysian Re.

Oct 30 What insurance executives expect from the ASEAN Economic Community (AEC) 0

The following article is based on the recently launched ASEAN Insurance Pulse 2017, prepared by Dr. Schanz, Alms & Company and exclusively sponsored by Malaysian Re.

Jun 02 The need for insurance to address flood risk in Asia 0

The rapid population growth and urbanisation in Asia are exacerbating an already significant insurance protection gap in the region. This article focuses on flooding, arguably one of Asia’s biggest emerging risk exposures.